Phoenix AZ | Scottsdale AZ Real Estate

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Arizona Identification Requirements To Vote

All voters must now present identification in Arizona

In order to vote in a city, county or state election in Arizona, the voter must present:
(a) one form of appropriate identification bearing the name, address and photograph of the voter
OR
(b) two different forms of identification that bear the name and address of the person appearing to vote

 

What qualifies as an acceptable form of photo ID?

The following government issued IDs are acceptable, if they also include the name and address of the person presenting themselves at a polling place:

  • Valid Arizona driver license or non-operating identification
  • Tribal enrollment card or other form of tribal identification
  • Valid United States federal, state, or local government issued identification

What other kinds of documents are acceptable as ID for voting purposes?

In lieu of one of the photo IDs listed above, a person who wishes to vote may bring any two different items from the list below to the polling place, as long as those items have the person's name and address on them.

  • Utility bill dated within 90 days of the date of the election. A utility bill may be for electric, gas, water, solid waste, sewer, telephone, cellular phone, or cable television
  • Bank or credit union statement that is dated within 90 days of the date of the election
  • Valid Arizona Vehicle Registration
  • Indian census card
  • Property tax statement of the person's residence
  • Tribal enrollment card or other form of tribal identification
  • Vehicle insurance card
  • Valid United States federal, state, or local government issued identification
  • Voter Registration Card / Recorder's Certification
  • Any "Official Election Material" mailing bearing your name and address

DONT FORGET TO VOTE TOMORROW - remember 2004. Your Vote  Counts !!!

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- James Wexler

AZ Homeowners “Bill of Rights” - Proposition 201

AZ Homeowners "Bill of Rights" - Proposition 201

If there is one positive that comes from the fallout of the Arizona real estate crisis is better regulation.

I am not talking about over-regulation or Government interference.

I am speaking of a revised set of laws and practices that will better protect the consumer and public from deceptive sales practices and require higher levels of seller culpability.

Buyer beware is not enough.  AZ Homeowners

In my opinion, current Arizona law does not give home buyers enough protection against deceitful sales people accountability for seller remedy of problems.

Currently on the November Ballot is the Arizona Homeowners Bill of Rights- Proposition 201 Particularly pointed at new home builders, the goal is to

"provide homeowners with improved rights to deal with construction defects and shady home sales practices."

The Bill of Rights for Arizona Homeowners would

  • providing a 10-year warranty on new homes.
  • homeowners would have the right to demand either the builder correct construction defects or compensate the homeowner.
  • Homeowners also could participate in the selection of contractors to perform the repair work

The Building Industry is the main opponent of the bill claim who argue this draft of the AZ Homeowners Bill of Rights is overreaching are not happy that the Bill

  • Prohibits two parties from agreeing to resolve their disputes without going to court
  • Forbids defendants from recovering attorney's fees even if case was frivolous
  • Allows PROSPECTIVE buyers to file suit so you don't even have to own a home to file suit
  • Assures that all disputes, either large or small, go to court raising costs for everyone
  • Mandates that home builders pay homeowners for repairs with no requirement that they prove that the defect exists or is even the builders fault.

I am a big supporter of Buyer rights, consumer protection and seller responsibility. I agree with buyers, there needs to be better mechanisms in place to protect from bad business practice.

However, I am not a supporter of the Bill in this form.

The sustainability of the building business is critical to the Arizona economy. The Phoenix real estate market is hampered and needs better pricing.

Today is not the time to ask builders to increase the cost of home production which this bill does by definition.

I do agree with Don Lathem, treasurer of the committee

"One easy way for builders to stay out of court is to build high-quality homes and either correct construction defects or compensate homeowners. "

However, increasing costs as preventative medicine at this time is not the answer.

What is needed are strict and more severe penalties when builders, sales people or any home seller acts deceptively, deceitfully or fraudulently.

If you are interested in supporting the Bill or wish to sign a petition against the AZ Homeowner Bill of Rights , ...

you can contact the Arizona Secretary of State or Vote "Yes" or "No" on Proposition 201 in November.

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Copyright © 2008 James Wexler *AZ Homeowners "Bill of Rights" - Proposition 201 *

Contact James Wexler (480) 221-8080 for your Phoenix | Scottsdale area Real Estate needs

Related Posts

Short Sale Nightmare - a Seller speaks!

Those of you who read my blog regularly know that I have been calling to Ban all short sales.

The amount of short sales in Maricopa County, which includes Phoenix, Scottsdale, Paradise Valley, Tempe, Fountain Hills, Tempe, Mesa, Peoria and Glendale has stricken a healthy AZ multiple listing service (ARMLS) with thousands and thousands of homes for sale that have not yet been approved by banks or lenders.

Thus, (for the most part) they are not truly available for sale at those prices.

For the most part, they are arbitrary numbers picked by Realtors who want to make a sale with little input by desperate sellers who (fore the most part) could care less where it sells.short sale nightmare in phoenix

Yes, I know the seller should care because they will be responsible for the deficiency receive a 1099-S from the lender and owe the IRS taxes.

However, most sellers who are selling short, facing foreclosure and being forced from their home are not too concerned with a bill from a lender or the IRS when they have no money to pay in the first place.

The result of all this short sale mess are stories that I hear every day.

I have started a regular blog post called short sale horror story of the week (which you are now reading) in which I share experiences of other real estate professionals or buyers working with banks to get transactions approved and closed.

However, this week my short sale horror story is about a seller who just experienced a short sale nightmare.

  • Mr & Mrs. Seller listed their home for sale in the beautiful town of Fountain Hills, AZ for $399,000.
  • They were not behind on their mortgage payments when they realized that they wanted to sell the home.
  • Home Sellers were concerned if prices drop further, the deficiency owed would be even greater.
  • They sent their short sale package, including hardship letter to the bank for approval to sell short.
  • The bank, ‘Big Bank' asked for further supporting financial information to see the Seller's resources.

What ‘Big Bank' noticed that Mr. & Mrs. Sellers had taken money from their home equity line which they used for living expenses. They also put some money from the HELOC in a savings account. There was about $10,000 left in that account which was for ‘emergencies'.

However, guess what bank the sellers had that $10,000 emergency savings?  You got it.  Big Bank.  Yes, the same ‘Big Bank' they were hoping to short (sale) .

Well you probably know what happened. Big Bank froze the account of the Sellers.

Big Bank said they had every legal right to do so per small print language of the loan docs that no one takes the time to read of the Home Equity Line through ‘Big Bank'.

Now,  the Sellers have no money;  though,  hey , at least  they are approved for the short sale.

 

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Copyright © James Wexler *Short Sale Nightmare - a Seller speaks!*

If you are listing your home as a short sale in Phoenix Arizona or Scottsdale Arizona make sure you hire an agent who knows how to do short sales and has the experience to get the job done and has negotiated short sales  with lenders.

Call 480.221.8080 to find out more about Phoenix AZ Short Sales and Scottsdale AZ short  Sales