One of the big reasons the FED is not using the "B" word (Bailout) for Fannie Mae and Freddie Mac, helps Bear Stearns and rushed to pass the Homeowner Rescue Act is to instill Consumer Confidence.
A difficult task amidst the variety doomsday headlines of the many news media sources.
Unfortunately, consumers are afraid. 
The question is how do you keep your customers and find new clients.
It is time to go Back to the Basics.
- Be a Marketing Machine
- Advertise , Advertise, Advertise -
- Work more when you making less
- Call your past clients - even to touch base, remind them you are still around
- Be out and about in front of people, away from the office
- Be positive, Be positive, Be positive - maybe the hardest of all.
It is not our job to read Tarot cards, crystal balls or predict the future.
It is our job to help people make decisions with the information at hand.
Stay away from negative water cooler talk. Work hard. Get in front of people and be positive and build your business today for tomorrow. The sun will come out..

James,
That is a great six-pack of advice-even if you share it, both people come out winners!
The whol epoint of being positive is not being PollyAnna:there are no silver bullets.
This market calls for golden buckshot!
Thanks for stopping by,
Steve
Hello James :)
great post, btw, sorry for all delay that I took to answer some of your questions in my short sale post, Or your invest time or you pay for it, depends what you want. Keep the good work.
Ray Saenz
Ray, thx for the comment. - if you dont have money to invest, you should invest your time. what they say about "Time is money" is 100% dead on
we are investing our money in leads. and our time in calling on saturdays when people are at home.